A mortgage with an interest rate that may change, usually in response to changes in the Treasury Bill rate or the prime rate. The purpose of the interest rate adjustment is primarily to bring the interest rate on the mortgage in line with market rates. The mortgage holder is protected by a maximum interest rate (called a ceiling), which might be reset annually. ARMs usually start with better rates than fixed rate mortgages, in order to compensate the borrower for the additional risk that future interest rate fluctuations will create.
http://www.investorwords.com/105/Adjustable_Rate_Mortgage.html
"North-American Man-Boy Love Association has a chapter in Shaker Heights."
We support the rights of youth as well as adults to choose the partners with whom they wish to share and enjoy their bodies. We condemn sexual abuse and all forms of coercion. Freely-chosen relationships differ from unwanted sex. Present laws, which focus only on the age of the participants, ignore the quality of their relationships. We know that differences in age do not preclude mutual, loving interaction between persons. NAMBLA is strongly opposed to age-of-consent laws and all other restrictions which deny men and boys the full enjoyment of their bodies and control over their own lives.
http://www.nambla.org/welcome.htm
The North American Man/Boy Love Association (NAMBLA) is a New York City and San Francisco-based unincorporated organization in the United States that advocates the liberalization of laws against sexual relations between adult and minor males - resolving to "end the oppression of men and boys who have freely chosen mutually consenting relationships".
http://en.wikipedia.org/wiki/North_American_Man/Boy_Love_Association
"...propaganda that a bunch of Zionists are perpetrating on the American -"
Zionists believe that the Jews are a people and deserve a country of their own. Zionists believe in Zionism, the national liberation movement of the Jewish people.
http://www.zionism-israel.com/Zionists.htm
"I don't know how to break this to you, John, but they're never gonna let you in B'nai B'rith."
B'nai B'rith International, the global voice of the Jewish community, is the most widely known Jewish humanitarian, human rights, and advocacy organization. Since 1843, BBI has worked for Jewish unity, security, continuity, and tolerance. BBI's reach extends to more than 50 countries around the world.
Today B'nai B'rith International is a national and global leader in the fight against antisemitism and anti-Israel bias; provides senior housing and advocacy on issues of vital concern to seniors and their families; helps communities in crisis; and promotes Jewish identity through cultural activities.
http://www.bnaibrith.org/about_us/index.cfm
"Shot him in the back of the skull with his M-16 during a firefight outside of Khe Sahn."
Khe Sanh was one of the most remote outposts in Vietnam...
http://www.pbs.org/battlefieldvietnam/khe/index.html
The gem of American military superiority in Vietnam was the strategic Marine Corps base a Khe Sanh. Located a few miles from the borders of North Vietnam and Laos, Khe Sanh was heavily fortified in late '67 by Gen. William Westmoreland, and designed to carry out reconnaissance attacks on the Ho Chi Minh trail and enemy supply lines from the north.
http://www.vietnam-war.info/battles/siege_of_khe_sanh.php
"I'm right here. Downtown. In the Terminal Tower. In the studio"
Fully completed in 1930 the Cleveland Terminal Tower was formerly known as Cleveland Union Terminal. Similar to Cincinnati's Union Terminal, Terminal Tower Cleveland was utilized as a major center for rail transportation in the Midwest. Competition from airlines to Ohio as well as the growing popularity of cars faded the need for the railway center and after some time the Cleveland Terminal Tower ceased functioning as a station for passengers. Unhappy with the station's idle status the city of Cleveland decided to renovate and revitalize the building, transforming the original Terminal Tower into a shopping center and allowing other commercial ventures use the interior space.
This landmark building is the Public Square's focal point with a unique architectural design much like a castle touret topped with an elevated and detailed dome.
http://www.destination360.com/north-america/us/ohio/cleveland-terminal-tower
"Stu, see if you can find a copy of Miles Davis' Kind of Blue while we break for a little commercial consolation."
The best selling jazz record of all time was released 40 years ago and it still sells 5,000 copies a week. It is a universally acknowledged masterpiece, revered as much by rock and classical music fans as by jazz lovers.
Kind of Blue brought together seven now-legendary musicians in the prime of their careers: tenor saxophonist John Coltrane, alto saxophonist Julian "Cannonball" Adderley, pianists Bill Evans and Wynton Kelly, bassist Paul Chambers, drummer Jimmy Cobb and of course, trumpeter Miles Davis.
http://www.npr.org/programs/jazzprofiles/archive/miles_kob.html
"We been reading William Blake?
(1757-1827) British writer. William Blake was an artist, mystic, and poet, who is often considered the first of the great English Romantic poets. http://classiclit.about.com/cs/profileswriters/p/aa_wblake.htm
"Calling from Painesville."The City of Painesville is one of 23 municipalities in Lake County in northeast Ohio. Covering 7.903 square miles, the City of Painesville is bounded on the north by the Villages of Grand River and Fairport Harbor; on the east by Painesville township; on the south by Concord township; and on the west by the City of Mentor. Painesville is located 30 miles east of the City of Cleveland and approximately 2.5 miles south of Lake Erie. http://www.painesville.com/index.asp?
"John, calling from Lorain."Lorain is a city in Lorain County, Ohio, United States. The municipality is located in northeastern Ohio on Lake Erie, at the mouth of the Black River, west of Cleveland.
http://en.wikipedia.org/wiki/Lorain,_Ohio
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